September 28, 2019

Health Insurance Debt – What Does It Mean To You?

Debt on health insurance is not exceptional, surprisingly it affects many people from different social strata. What should we do if we have a debt on health insurance? What does this mean for everyday life? Does the penalty always have to be paid? Will they treat us with a doctor? How health debt can arise Health insurance must be paid by everyone, even if the state pays health insurance (students, children, people registered at the labor office…) for a certain period of life. Debt on health insurance may arise inadvertently or intentionally. Who ignores his payment, he suspects the growing amount owed. Sometimes there is no mistake on your part,…

September 24, 2019

Loans, insurance, leasing, Warsaw – Creditworthiness

Creditworthiness is a term that raises many questions and doubts. We often wonder what exactly is it, what is it about and how is it calculated? Creditworthiness determines the maximum amount of credit that we can borrow from the bank. The Bank verifies and analyzes a number of factors thanks to which it can determine our ability to repay the contracted liability together with interest within a strictly specified period specified in the contract. As a result, the bank checks our income, fixed monthly expenses (rent, utility costs, costs of living for each family member and installments of currently held loans, credit cards, account limits). For most banks, the safe…